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Upstart Holdings, Inc. (UPST) Outperforms Broader Market: What You Need to Know

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In the latest trading session, Upstart Holdings, Inc. (UPST - Free Report) closed at $51.07, marking a +1.35% move from the previous day. The stock outperformed the S&P 500, which registered a daily gain of 0.4%. Meanwhile, the Dow lost 0.04%, and the Nasdaq, a tech-heavy index, added 0.66%.

Coming into today, shares of the company had lost 24.98% in the past month. In that same time, the Finance sector lost 1.05%, while the S&P 500 gained 1.02%.

The investment community will be paying close attention to the earnings performance of Upstart Holdings, Inc. in its upcoming release. The company is slated to reveal its earnings on November 4, 2025. In that report, analysts expect Upstart Holdings, Inc. to post earnings of $0.42 per share. This would mark year-over-year growth of 800%. Simultaneously, our latest consensus estimate expects the revenue to be $281.02 million, showing a 73.32% escalation compared to the year-ago quarter.

Regarding the entire year, the Zacks Consensus Estimates forecast earnings of $1.66 per share and revenue of $963.44 million, indicating changes of +930% and +51.36%, respectively, compared to the previous year.

Investors should also note any recent changes to analyst estimates for Upstart Holdings, Inc. These latest adjustments often mirror the shifting dynamics of short-term business patterns. Therefore, positive revisions in estimates convey analysts' confidence in the business performance and profit potential.

Our research shows that these estimate changes are directly correlated with near-term stock prices. To capitalize on this, we've crafted the Zacks Rank, a unique model that incorporates these estimate changes and offers a practical rating system.

The Zacks Rank system, spanning from #1 (Strong Buy) to #5 (Strong Sell), boasts an impressive track record of outperformance, audited externally, with #1 ranked stocks yielding an average annual return of +25% since 1988. Over the past month, the Zacks Consensus EPS estimate remained stagnant. Upstart Holdings, Inc. presently features a Zacks Rank of #3 (Hold).

In terms of valuation, Upstart Holdings, Inc. is presently being traded at a Forward P/E ratio of 30.35. This valuation marks a premium compared to its industry average Forward P/E of 12.91.

The Financial - Miscellaneous Services industry is part of the Finance sector. With its current Zacks Industry Rank of 94, this industry ranks in the top 39% of all industries, numbering over 250.

The Zacks Industry Rank is ordered from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

Make sure to utilize Zacks.com to follow all of these stock-moving metrics, and more, in the coming trading sessions.


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